One company, three products for how African businesses run.
Bill Intelligent Flow Technologies builds finance software, commerce software and payment infrastructure for businesses in Nigeria and across Africa. For investment, partnership or press, talk to us directly.
Bifpay is the payment layer underneath: it processes the payments for Billif and TAB, and offers the same APIs for collecting payments, issuing virtual accounts, sending payouts and settling funds to other businesses and developers.
Payment collections
Virtual accounts for businesses and their customers
Invoicing, payables, collections and spend control in one place.
Billif runs the back office of a business: invoices with pay-links, supplier bills read automatically, staff expenses with receipts, approvals before money moves, and VAT records kept as you go.
Invoicing, recurring billing and credit notes
Supplier bills read from email and paid on schedule
Collections matched to invoices, settled next business day
Staff expenses, approvals, project budgets and VAT reporting
For businesses of every size, from smes to finance teams.
TAB runs the front of a business: orders and bookings from a QR code, WhatsApp or your own storefront link, one stock record behind every channel, payments settled to the bank the next day, and a daily AI report.
QR, WhatsApp and online storefront ordering
Inventory that counts down across every channel
Card and transfer payments, settled next day
Bookings for restaurants, hotels, shortlets and salons
For shops, restaurants, hotels, shortlets and service businesses.
Investor conversations go to Josh Owoseni, founder and chief executive officer. Send a short note on who you are and what you would like to discuss, and we will come back to you.
Banks, payment providers, accounting firms and platforms that want to work with any of our products can reach us at the same address. Tell us which product you are interested in.
